Skins can be more than cosmetics

The current data includes 11 farm skins, and several have FarmEarningsBoost. That means I would check a skin's boost before dismissing it as just decoration.

Top boosts in the current dataset:

How I value a skin

A small percentage looks boring when your farm is weak. Later, when seeds, mutations, pets, saw, sprinkler, and ring bonuses are already stacking, that same permanent boost starts to matter. The stronger your base setup, the more a skin boost is worth.

My buying and grinding advice

Bottom line

If you are early, do not ruin your progress chasing looks. If your farm is already strong, boosts from skins become another layer of scaling worth checking.